Free Personal Finance & Business Accounting Software for Windows

Today, in this post, we will take a look at some of the free finance software for personal & home use, as well as accounting software for small, medium business – along with one for enterprises. All of these are free to use on your Windows computers.

Free Finance & Accounting Software

Free Personal Finance & Business Accounting Software

We will take a look at the following free finance and accounting software that are available for Windows 10:

  1. Microsoft Money Plus Sunset
  2. GnuCash
  3. HomeBank
  4. Manager for Windows
  5. Money Manager Ex
  6. BS1 Enterprise Accounting freeware
  7. Microsoft Money
  8. Zipbooks
  9. Manager Desktop Edition
  10. Eqonomize.

1] Microsoft Money Plus Sunset

Microsoft Money Plus Sunset versions are replacements for expired versions of Microsoft Money Essentials, Deluxe, Premium, and Home and Business.  It is available in two versions and can be installed stand-alone, or as an upgrade to an existing installation of Microsoft Money. Money Plus Deluxe Sunset is designed to replace Essentials, Deluxe and Premium and Money Plus Home & Business Sunset is designed to replace Home & Business.

2] GnuCash

GnuCash is a free accounting software for Small Business. If you run a business and are looking for good and free accounting software for small business, then GnuCash is perfect for you. It is a free and open-source accounting software and comes with a double-entry book-keeping system.

3] HomeBank

HomeBank is a personal accounting software that is simple to use and has a user-friendly interface. The software lets you keep track of budgets, archives, assignments, payees, and accounts, very easily. There are multiple categories present in HomeBank, such as credit card, asset, cash, bank, and liabilities.

4] Manager for Windows

Manager for Windows is free financial software for small business. It is capable of tracking all the income and expenses, and even maintaining a database of clients with sales records. It keeps a record of all your financial dealings, classifies, and summarizes all your business transactions which are financial, efficiently.

5] Money Manager Ex

Money Manager Ex is a third-party free personal finance software for Windows that you may want to check out. It helps you manage your finances easily. You can manage your personal as well as business finances with this application. It is free to use the software. This open-source and cross-platform finance software creates an overview of your financial worth.

6] BS1 Enterprise Accounting freeware

The main modules that BS1 Enterprise Accounting freeware are – General Ledger, Accounts Payable, Accounts Receivable, Inventory, Sales Analysis & Bank Reconciliation. The free version of BS1 Enterprise Accounting software has limited features but is still good enough for a single user.

7] Microsoft Money

Microsoft Money is a personal finance management software program from Microsoft. It has capabilities for viewing bank account balances, creating budgets, and tracking expenses, among other features. However, Microsoft Money was discontinued in 2009, and an alternative named Microsoft Money Plus Sunset mentioned above, was released in 2010, but it lacks some features that were provided by former version. It is not free, but since many still like to use it, we have included it. This post will show you how to use Microsoft Money on Windows 10.

8] Zipbooks

Zipbooks is a free online solution that fulfills all your needs in the billing process. You can carry out bookkeeping, invoicing, time tracking, and more.

9] Manager Desktop Edition

Manager Desktop Edition is free accounting software for small business. It’s simple to use, and when it comes down to paying your taxes, it should remove a ton of stress from your mind.

10] Eqonomize

Eqonomize is a free standalone software for Windows that lets you manage your household finances and a very intuitive way.

Suggestions are most welcome.

Posted by on , in Category Downloads with Tags
Anand Khanse is the Admin of, a 10-year Microsoft MVP Awardee in Windows (2006-16) & a Windows Insider MVP. Please read the entire post & the comments first, create a System Restore Point before making any changes to your system & be careful about any 3rd-party offers while installing freeware.


  1. Vicki Copas

    where is the link to the actual download?

  2. This is a summary post. All of them have been linked to their respective reviews, which have the download links.

  3. Fredrick Meyer

    I think there are better solutions available today than listed above. I have a small consulting business and working with installed version was always a challenge. Many times, I wanted to work from home or just send an invoice to the client right after finishing the project. I looked for cloud hosted solution and now use SlickPie. There are many more like them like QuickBooks Online, Sage One and even Xero which I found to be too expensive. I think days of a downloaded software are limited, at least for smaller businesses. I can still see some value for bigger firms in having an installed software.

  4. Ana

    I use Geltbox money -automatic download from any website (banks,cerdit cards) , high level of security (Your financial data is securely stored and encrypted only in your personal computer),

  5. Thanks for sharing nice post, also our ZipBooks is accounting software that gets you paid fast. Our software is simple and can be accessed from your home, office, or on the go. With ZipBooks you can track expenses, manage your team, send recurring invoices, and manage projects. We want to make getting paid easier. With ZipBooks’ online accounting software, you can create accounting reports that keep you on top of your finances. View your total accounts receivable, paid invoices, average invoice age, and time tracked by team members in one view. Access the dashboard overview the moment you sign into ZipBooks.

  6. Is it free? This post is about free software.

  7. Thanks for reply. Yes this software is free.

  8. Fredrick Meyer

    SlickPie is an easy to use, free online accounting platform that allows me to manage all my invoices easily and track my customers. With its integrated time tracking and advanced follow-up functionality, it makes it the easiest tool. Conveniently, it also provides an expense tracking option so I attach expenses immediately to the client I am working with.

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